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Home > Issuers > Listed Securities > Securities > Company Profile Page

Emirates Integrated Telecommunications Company PJSC

DU
5.150
0.000
0.000%
Summary Period

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  • Market: DFM
  • Symbol: DU
  • ISIN: AEE000701012
  • Sector: Telecommunication

Company Brief

Country of Origin: United Arab Emirates (U.A.E)

Emirates Integrated Telecommunications Company PJSC (“the Company”) is a public joint stock company with limited liability. The Company was incorporated according to Ministerial resolution No. 479 of 2005 issued on 28 December 2005. The Company is registered in the commercial register under No. 77967.

The Company’s principal objectives are to provide fixed, mobile,wholesale, broadband, broadcasting and associated telecommunications services in the UAE. The commercial operations of the Company commenced on 11 February 2007.

Key Facts

ESTABLISHED

Dec 28, 2005

AUDITOR

Deloitte & Touche (ME)

FISCAL YEAR END

31 December

REGISTRAR

First Abu Dhabi Bank

Board Members

CHAIRMAN

HE. Mohamed Al Hussaini Representing / Emirates Telecommunications and technology Company

DEPUTY

HE. Khaled Balama Representing / Emirates Investment Authority

MEMBERS

HE. Mohamed Al Suwaidi Representing / Emirates Investment Authority

HE. Mohamed Al Shehi Representing / Emirates Investment Authority

HE. Khaled Al Qubaisi Representing / Emirates Investment Authority

HE. Sara Awad Issa Mussalam Representing / Emirates Investment Authority

HE. Wesam Lootah Representing / Emirates Investment Authority

HE. Malek Al Malek Representing / Emirates Telecommunications and technology Company

HE. Ziad Galadari Representing / Public shareholders

HE. Ahmad Julfar Representing / Public shareholders

 

Top Management

CHIEF EXECUTIVE OFFICER

Mr. Johan Dennelind

DEPUTY CEO-ENTERPRISE SOLUTIONS

Mr. Farid Faraidooni

DEPUTY CEO–CONSUMER SERVICES

Mr. Fahad Al Hassawi

CHIEF HUMAN RESOURCES OFFICER 

Mr. Ehab Hassan

CHIEF FINANCIAL OFFICER

Mr. Kais Ben Hamida

CHIEF WHOLESALE & CORPORATE AFFAIRS OFFICER


CHIEF TECHNOLOGY OFFICER

Mr. Saleem Alblooshi

CHIEF INFORMATION OFFICER

Mr. Peter Larnholt

CHIEF DIGITAL TRANSFORMATION  & INNOVATION OFFICER

Mr. Anthony Shiner

SENIOR VICE PRESIDENT - CORPORATE GOVERNANCE & COMPANY SECRETARY, COMPANY SECRETARIAT

Mrs. Hanan Ahmad

Equity Profile

DATE OF LISTING

Apr 22, 2006

SECTOR

Telecommunication

AUTHORIZED CAPITAL:

4,532,905,989.00 AED

ISSUED SHARES:
4,532,905,989

PER VALUE SHARE

1.00 AED

Subsidiaries

EITC Investment Holdings Limited United Arab Emirates 100.00 %

Contact Details

Head Office

Dubai

Address

Al Salam Tower - Dubai Media City, Dubai P.O. Box: 502666

Phone No.

+9714 360 0000

Fax No.

+9714 360 4440

Email address:

shareholder.relations@du.ae

Website

http://www.du.ae

Showing Last 10 Disclosures - DU View all
DU 22-04-2020 08:33 AM

Press release regarding financial results for the 1st QTR of 2020

1 File(s)
DU 22-04-2020 08:30 AM

Financial statements for the 1st QTR of 2020

1 File(s)
DU 22-04-2020 08:27 AM

Results of BOD meeting

1 File(s)
DU 16-04-2020 02:08 PM

BOD meeting

1 File(s)
DU 16-04-2020 08:14 AM

Changes in the representative members of the board of director of the company

1 File(s)
DU 15-04-2020 08:10 AM

Press release

1 File(s)
DU 15-04-2020 08:07 AM

Resolutions of General Assembly

1 File(s)
DU 15-04-2020 08:06 AM

Resolutions of General Assembly

1 File(s)
DU 06-04-2020 02:10 PM

Notification: Disclosure of exposure to NMC Healthcare and Corporations' debts and sister companies

1 File(s)
DU 30-03-2020 02:23 PM

Notification from the company

1 File(s)
Showing Last 10 Issuer News - DU View all
DU 31-01-2017 03:03 PM

Press release

1 File(s)
Showing Last 10 Financial Reports - DU View all
DU 22-04-2020 08:30 AM

Financial statements for the 1st QTR of 2020

1 File(s)
DU 11-02-2020 03:32 PM

Financial statements for the year of 2019

1 File(s)
DU 30-10-2019 09:03 AM

Financial statements for the 3rd QTR of 2019

1 File(s)
DU 30-06-2019 08:37 AM

Financial statements for the 2nd QTR of 2019

1 File(s)
DU 23-04-2019 02:48 PM

Financial statements for the 1st QTR of 2019

1 File(s)
DU 20-02-2019 02:26 PM

Financial statements for the year of 2018

1 File(s)
DU 30-09-2018 10:01 AM

Financial statements for the 3rd QTR of 2018

1 File(s)
DU 19-07-2018 08:28 AM

Financial statements for the 2nd QTR of 2018

1 File(s)
DU 26-04-2018 09:12 AM

Financial statements for the 1st QTR of 2018

1 File(s)
DU 31-12-2017 10:30 AM

Financial statements for the year of 2017

1 File(s)
Showing Last 10 General Meetings - DU View all
Meeting Date/TimeApr 14, 2020 03:00:00 PMType of MeetingGeneral Assembly
Net Profit/Loss2,118,877Cash Dividend21
Bonus Share
Announcements/Resolutions

1-    Approved the Special resolution: Amendment to the Article no. (18) of the Company’s Articles ofAssociation subject to the approval from all the relevant authorities.

2-   Approvedthe Board of Directors’ report for the fiscal year ended on 31 December 2019.

3-   Approvedthe Auditors’ report for the fiscal year ended on 31 December 2019.

4-   Approvedthe Company’s financial statements along with the profit and loss account forthe fiscal year ended on 31 December 2019.

5-   Approvedthe Board ofDirectors’ recommendation regarding the distribution of dividends amounting toAED 0.21 per share for the second half of the year 2019 to bring the totaldividend pay-out per share for the financial year ended on 31 December 2019 toAED 0.34 per share (34% of the nominal value of the share).

6-   Approvedthe Board of Directorsremuneration of AED 9,603,000 for the year ended on 2019.

7-   Dischargedthe Board of Directors from their liabilities for the fiscal year ended on 31December 2019

8-   Dischargedthe Auditors from their liabilities for the fiscal year ended on 31 December2019

9-   Approvedthe appointment of Deloitte & Touche (M.E.) as the External Auditors of theCompany for the fiscal year 2020 for total fee of AED 1,478,000.


Last Date For Dividend EntitlementWednesday, April 22, 2020Ex-Dividend DateThursday, April 23, 2020
Register Closing (Settlement) DateSunday, April 26, 2020Trading Suspension Date
Trading Resuming DateDividends Payment Date
Payment EntityMeeting Venueelectroniclly
1 File(s)
Meeting Date/TimeMar 26, 2019 03:00:00 PMType of MeetingGeneral Assembly
Net Profit/Loss1750000Cash Dividend22
Bonus Share
Announcements/Resolutions

1-  Approved the Board ofDirectors’ report for the fiscal year ended 31/12/2018.

2-  Approved the Auditors’report for the fiscal year ended 31/12/2018.

3-  Approved the Company’sfinancial statements along with the profit and loss account for the fiscal yearended 31/12/2018.

4-  Approved the proposal ofthe Board of Directors regarding the distribution of cash dividends at AED 0.22per share for the second half of 2018

5-  Approved the Board ofDirectors remuneration for the year 2018.

6-  Discharged the Board ofDirectors from their liabilities for the fiscal year ended 31/12/2018

7-  Discharged the Auditorsfrom their liabilities for the fiscal year ending 31/12/2018

8-  Approved the appointmentthe Deloitte as External Auditors and its fees for the fiscal year 2019.

9-  Approved the dividendsdistribution policy

 

 

SpecialResolution

10-        Approved the amendment theCompany’s Articles of Association to delegate the power to the Board ofDirectors to for distributing interim dividends as per the approved dividendsdistribution policy


Last Date For Dividend EntitlementWednesday, April 03, 2019Ex-Dividend DateThursday, April 04, 2019
Register Closing (Settlement) DateSunday, April 07, 2019Trading Suspension Date
Trading Resuming DateDividends Payment Date
Payment EntityMeeting VenueAl Salam Tower Dubai
1 File(s)
Meeting Date/TimeSep 03, 2018 03:30:00 PMType of MeetingGeneral Assembly
Net Profit/Loss969456000Cash Dividend13
Bonus Share
Announcements/Resolutions1- approved the distribution of cash interim dividend of AED 0.13 per share for the first half of the year 2018
2- ratified the appointment of Mr.
Khaled Alqubaisi as member of Board of Directors
Last Date For Dividend EntitlementTuesday, September 11, 2018Ex-Dividend DateWednesday, September 12, 2018
Register Closing (Settlement) DateSunday, September 16, 2018Trading Suspension Date
Trading Resuming DateDividends Payment Date
Payment EntityMeeting VenueAl Salalm Tower
1 File(s)
Meeting Date/TimeMar 21, 2018 03:30:00 PMType of MeetingGeneral Assembly
Net Profit/Loss1726186000Cash Dividend22
Bonus Share
Announcements/Resolutions

1.    Approvedthe Board ofDirectors’ report of the Company'sactivities and its financialposition for the fiscal year ending 31 December 2017.

2.    Approvedthe Auditors’report for the fiscal year ending 31 December 2017.

3.    Approvedthe Company’sfinancial statements along with the profit and loss account forthe fiscal yearending 31 December 2017.

4.    Approvedthe proposal ofthe Board of Directors regarding the distribution of cashdividends at AED 0.22per share for the 2nd half of the fiscal year endingDecember 31, 2017.

5.    Dischargedthe Board ofDirectors from their liabilities for the fiscal year ending 31December 2017.

6.    Approvedthe Board ofDirectors remuneration for the year 2017 of AED 8,729,303.

7.    Dischargedthe Auditors fromtheir liabilities for the fiscal year ending 31 December 2017.

8.    Approvedappointing (PwC) asAuditors for the fiscal year 2018 for AED 1,482,000.

9.    Electand appoint Board of Directors

 


Last Date For Dividend EntitlementWednesday, March 28, 2018Ex-Dividend DateThursday, March 29, 2018
Register Closing (Settlement) DateSunday, April 01, 2018Trading Suspension Date
Trading Resuming DateDividends Payment DateWednesday, April 18, 2018
Payment EntityDFMMeeting VenueAl Salam Towers
1 File(s)
Meeting Date/TimeSep 13, 2017 12:00:00 AMType of MeetingGeneral Assembly
Net Profit/Loss0Cash Dividend13
Bonus Share
Announcements/ResolutionsThe shareholders have approved the distribution of cash interim dividend of AED 0.13 per share for the year ending 31 December 2017
Last Date For Dividend EntitlementTuesday, September 19, 2017Ex-Dividend DateWednesday, September 20, 2017
Register Closing (Settlement) DateSunday, September 24, 2017Trading Suspension Date
Trading Resuming DateDividends Payment DateFriday, October 13, 2017
Payment EntityDFMMeeting VenueAl Salam Tower in Dubai
1 File(s)
Meeting Date/TimeJun 20, 2017 12:00:00 AMType of MeetingGeneral Assembly
Net Profit/Loss0Cash Dividend
Bonus Share
Announcements/Resolutions

The shareholders approved the amendments to the Company’s Articles of Association to comply with Federal Law No.2 of 2015 concerning Commercial Companies and the Board of Directors be authorized to execute the amendments, subject to the authorities approval.

Last Date For Dividend EntitlementEx-Dividend Date
Register Closing (Settlement) DateTrading Suspension Date
Trading Resuming DateDividends Payment Date
Payment EntityMeeting VenueAl Salam Tower, Dubai Media City
1 File(s)
Meeting Date/TimeMar 27, 2017 03:00:00 PMType of MeetingGeneral Assembly
Net Profit/Loss1742551000Cash Dividend21
Bonus Share
Announcements/Resolutions
  1. Approved the Board of Directors’ report of the Company'sactivities and its financial position for the fiscal year ending 31 December2016.

  2. Approved the Auditors’report for the fiscal year ending 31 December 2016

  3. Approved the Company’s financialstatements along with the profit and loss account for the fiscal year ending 31December 2016.

  4. Approved the proposal ofthe Board of Directors regarding the distribution of cash dividends at AED 0.21per share for the 2nd half of the fiscal year ending December 31, 2016.

  5. Discharged the Board ofDirectors from their liabilities for the fiscal year ending 31 December 2016.

  6. Approved the Board ofDirectors remuneration for the year 2016 of AED 8,561,528.

  7. Discharged the Auditorsfrom their liabilities for the fiscal year ending 31 December 2016.

  8. Approved appointing theAuditors for the fiscal year 2017 for AED 1,350,000.



Last Date For Dividend EntitlementTuesday, April 04, 2017Ex-Dividend DateWednesday, April 05, 2017
Register Closing (Settlement) DateThursday, April 06, 2017Trading Suspension Date
Trading Resuming DateDividends Payment DateMonday, April 24, 2017
Payment EntityDFMMeeting VenueAl Salam Tower, Dubai Media City
1 File(s)
Meeting Date/TimeJan 11, 2017 03:00:00 PMType of MeetingGeneral Assembly
Net Profit/Loss0Cash Dividend
Bonus Share
Announcements/Resolutions1. Approved the cancellation of 38,522,582 shares in the Company which were allocated to the Company's long-term incentive plan in accordance with Federal Law No.2 of 2015 concerning Commercial Companies and which will result in the Company's share capital being reduced from 4,571,428,571 shares to 4,532,905,989 shares, and; approved the amendments to the Company's Articles of Association to reflect the Capital Reduction and the Board of Directors be authorized to execute the amendment, subject to the approval of relevant authorities. 

Last Date For Dividend EntitlementEx-Dividend Date
Register Closing (Settlement) DateTrading Suspension Date
Trading Resuming DateDividends Payment Date
Payment EntityMeeting VenueAl Salam Tower in Dubai
1 File(s)
Meeting Date/TimeSep 07, 2016 12:00:00 AMType of MeetingAnnual General Meeting
Net Profit/Loss892,984,000Cash Dividend0.13
Bonus Share0
Announcements/ResolutionsTheshareholders have approved the distribution of cash interim dividend of AED 0.13 per share
Last Date For Dividend EntitlementThursday, September 08, 2016Ex-Dividend DateThursday, September 15, 2016
Register Closing (Settlement) DateSunday, September 18, 2016Trading Suspension Date
Trading Resuming DateDividends Payment DateMonday, October 03, 2016
Payment EntityDFMMeeting VenueAl Salam Tower in Dubai
Meeting Date/TimeMar 29, 2016 02:30:00 PMType of MeetingAnnual General Meeting
Net Profit/Loss1.945.632.000Cash Dividend0.20
Bonus Share
Announcements/Resolutions

1.      Approved the Board of Directors’ report for the fiscal year ending 31 December 2015.

2.      Approved the Auditors ‘report for the fiscal year ending 31 December 2015.

3.      Approved the Company’s financial statements along with the profit and loss account for the fiscal year ending 31 December 2015.

4.      Approved the proposal of the Board of Directors regarding the distribution of cash dividends at AED 0.20per share

5.      Approved the Board of Directors remuneration for the year 2015.

6.      Discharged the Board of Directors from their liabilities for the fiscal year ending 31 December 2015

7.      Discharged the Auditors from their liabilities for the fiscal year ending 31 December 2015

8.      Approved the appointment the PwC as External Auditors for the fiscal year 2016.

9.      Ratified of appointment of. Houmadi Al Shemmari as member of Board of Directors in replacement of Mr. Waleed Al Muhairi

Last Date For Dividend EntitlementWednesday, April 06, 2016Ex-Dividend DateThursday, April 07, 2016
Register Closing (Settlement) DateSunday, April 10, 2016Trading Suspension Date
Trading Resuming DateDividends Payment DateWednesday, April 20, 2016
Payment EntityNational Bank of Abudhabi Meeting VenueMina Al Salam Hotel - Jumierah in Dubai
1 File(s)
Top ShareholdersLast Refreshed at: 13 July 2020

Individual Investors

ShareholdersPercentage
جهاز الامارات للاستثمار 50.12%
MAMOURA DIVERSIFIED GLOBAL HOLDING PJSC 10.06%

Associated Groups

Group NameShareholdersGroup Percentage
شركه الامارات للاتصالات والتكنولوجيا
EITL DIFC SPC 3 4.92%
EITL DIFC SPC 5 4.92%
EITL DIFC SPC 2 4.92%
EITL DIFC SPC 4 4.92%
شركه الامارات للاتصالات والتكنولوجيا 0.03%
19.70%
  • 1 EN
    1

    Article of Association - 0001

  • 2 EN
    2

    Article of Association - 0001

Foreign Investments View all
As of Date:
13-07-2020
National GCC Foreign
Country of Origin Permitted Actual Available Permitted Actual Available Permitted Actual Available Allowed Foreigners?
AE 100% 99.25% 0.75% 99.73% 0.27% % 100% 0.48% 99.52% Yes
Showing Last 10 Corporate Governance Reports - DU View all
  • 09-04-2020

    DU_CGR 2019

  • 21-03-2019

    DU_Corporate Governance Report 2018

  • 15-03-2018

    DU_CGR_2017

  • 20-03-2017

    DU - CGR 2016

  • 31-12-2015

    Corporate Governance Report - DU 2015

Showing Corporate Actions - DU View all
Year2020Corporate Action Typecash dividends
Last Date For Action Entitlement22/04/2020Ex-Dividend Date23/04/2020
Register Closing (Settlement) Date26/04/2020Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 21% cash dividends as agreed at the GA held on 14/04/2020
Year2019Corporate Action TypeCash Dividends
Last Date For Action Entitlement03/04/2019Ex-Dividend Date04/04/2019
Register Closing (Settlement) Date07/04/2019Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 22% cash dividends as agreed at the GA held on 26/03/2019
Year2018Corporate Action TypeCash Dividends
Last Date For Action Entitlement28/03/2018Ex-Dividend Date29/03/2018
Register Closing (Settlement) Date01/04/2018Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 22% cash dividends as agreed at the GA held on 21/03/2018
Year2018Corporate Action TypeCash Dividends
Last Date For Action Entitlement11/09/2018Ex-Dividend Date12/09/2018
Register Closing (Settlement) Date16/09/2018Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 13% cash dividends as agreed at the GA held on 03/09/2018
Year2017Corporate Action Typecash dividends
Last Date For Action Entitlement04/04/2017Ex-Dividend Date06/04/2017
Register Closing (Settlement) Date06/04/2017Trading Suspension Date28/03/2017
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 21% cash dividends as agreed at the GA held on 27/03/2017
Year2017Corporate Action TypeCash Dividend
Last Date For Action Entitlement19/09/2017Ex-Dividend Date20/09/2017
Register Closing (Settlement) Date24/09/2017Trading Suspension Date31/12/1989
Trading Resuming Date01/01/1990Run (Effective) Date01/01/1990
Corporate Action DetailsDistribute 13% cash dividend as agreed at the GA held on 13/09/2017
Year2016Corporate Action TypeCash dividends
Last Date For Action Entitlement06/04/2016Ex-Dividend Date07/04/2016
Register Closing (Settlement) Date10/04/2016Trading Suspension Date04/08/2016
Trading Resuming Date04/08/2016Run (Effective) Date04/08/2016
Corporate Action DetailsDistribute 20% cash dividends as agreed at the GA held on 29/03/2016
Year2016Corporate Action TypeCash Dividends
Last Date For Action Entitlement08/09/2016Ex-Dividend Date15/09/2016
Register Closing (Settlement) Date18/09/2016Trading Suspension Date08/09/2016
Trading Resuming Date07/09/2016Run (Effective) Date07/09/2016
Corporate Action DetailsDistribute 0.13 fils per share cash dividends as agreed at the General Assembly held on 07/09/2016
Year2015Corporate Action TypeCash dividends
Last Date For Action Entitlement25/03/2015Ex-Dividend Date26/03/2015
Register Closing (Settlement) Date29/03/2015Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 0.2 fils per share cash dividends as agreed at the AGM held on 17/03/2015
Year2015Corporate Action TypeCash Dividend
Last Date For Action Entitlement21/09/2015Ex-Dividend Date21/09/2015
Register Closing (Settlement) Date26/09/2015Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 0.23 fils per share cash dividends as agreed at the AGM held on 13/09/2015
Year2014Corporate Action TypeCash dividends
Last Date For Action Entitlement02/04/2014Ex-Dividend Date03/04/2014
Register Closing (Settlement) Date06/04/2014Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 19 fils per share cash dividends as agreed at the AGM held on 25/03/2014
Year2013Corporate Action TypeCash Dividends
Last Date For Action Entitlement02/04/2013Ex-Dividend Date03/04/2013
Register Closing (Settlement) Date04/04/2013Trading Suspension DateNot Available
Trading Resuming DateNot AvailableRun (Effective) DateNot Available
Corporate Action DetailsDistribute 30% cash dividends as agreed at the AGM held on 25/03/2013

Disclaimer
  • Ownership percentage is subject to change based on several reasons including the following:
    1. Trading activity.
    2. Off-Market Transactions such as family and inheritance transfers.
    3. Changes in the nationality status of investors.
    4. Securities deposits and withdrawals to and from DFM for Dual listed companies.
    5. Capital increase by issuing new shares to a strategic investor.
    6. Converting Bonds into shares.
    7. Equity added to the equity of the associated group.
    8. Direct Deals.
  • Percentages for the columns of Actual and Available are updated every two minutes during trading hours and every one hour after trading hours to reflect changes not associated with trading (if any).

Definitions:
 Nationals:

Investors who hold the same nationality as the “Country of Origin” of the symbol.

 GCC:

Investors who hold a GCC nationality, excluding investors from the “Country of Origin” of the symbol.

 Foreigners: All other nationalities.
Note: For companies where GCC Permitted ownership limit is Not Applicable (NA), the ownership of GCC citizens will show in the ownership columns of Foreigners.
 Permitted: The maximum percentage of ownership allowed by the Company for the investors group.
 Actual: The owned quantity, unsettled trades. It also includes open buy orders between 8:00 AM and 3:00 PM.
 Available: Percentage available to own or allowed to trade (Permitted – Actual).

Disclaimer
The above published Ownership Percentages:
  • Are updated daily at the end of every trading day based on date of trade and not settlement date.

  • The ownership percentages are rounded off to 2 decimal places

  • Ownership percentages are subject to change due to the following:

    1. Trading activities.

    2. Off-Market Transactions such as family and inheritance transfers.

    3. Changes in the nationality status of investors.

    4. Securities deposits and withdrawals to and from DFM for Dual listed companies.

    5. Capital increases, by issuing new shares to Strategic investor

    6. Converting bonds or Sukuk into shares.

    7. Changes of associated group’s ownership.

    8. Direct Deals. (The ownership percentage is changed immediately after the execution of the deal).

    9. Failed trade settlement.


DISCLAIMER

The information provided in this document is only available in Arabic due to the (Dubai court attestations only being in Arabic herein after referred thereto as (“Information”) is provided by way of general information and comment only. While reasonable care has been taken in producing this Information, changes in circumstances may occur at any time and may impact on the accuracy of the Information. The Information does not constitute professional advice or provision of any kind of services and should not be relied upon as such.  Dubai Financial Market (“DFM”) and/or its affiliates, officers or employees,  does not give any warranty or representation as to the accuracy, reliability, timeliness or completeness of the Information now or in the future. DFM shall not be liable for any loss suffered, directly or indirectly by any person acting in reliance upon the Information contained herein. 


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